Last Updated: Monday, July 13th 2020 – 8:26 AM (Rate Posting #1), Lock Period 45 Days
30 Year Fixed Conforming
Note Rate % +Points/-Rebate % A.P.R.
2.990% -0.723% 2.958%
2.875% -0.373% 2.870%
2.750% 0.114% 2.783%
2.625% 0.767% 2.708%

 

20 Year Fixed Conforming 
Note Rate % +Points/-Rebate % A.P.R.
2.750% -0.396% 2.741%
2.625% 0.203% 2.681%
2.500% 1.055% 2.672%
2.375% 2.347% 2.691%

 

15 Year Fixed Conforming
Note Rate % +Points/-Rebate % A.P.R.
2.500% -0.695% 2.446%
2.375% -0.246% 2.384%
2.250% 0.054% 2.301%
2.125% 0.418% 2.228%

 

30 Year Fixed Conforming High-Balance
Note Rate % +Points/-Rebate % A.P.R.
3.000% -0.255% 3.012%
2.875% 0.237% 2.925%
2.750% 0.846% 2.847%
2.625% 1.967% 2.794%

 

15 Year Fixed Conforming High-Balance
Note Rate % +Points/-Rebate % A.P.R.
2.750% -0.247% 2.744%
2.625% -0.014% 2.658%
2.500% 0.251% 2.588%
2.375% 0.612% 2.520%
Terms and Conditions: We never charge any Application Fees, Escrow/Impound Waiver Fees, or Lock-In Fees. Standard Conforming Loan Limits are $510,400. Conforming High Balance Loans – also known as Conforming Jumbo/Super Conforming, are based upon the permanent lift on loan limits which vary by county in High-Cost areas with loan amounts of $510,401 – $765,600.
Posted Rate Assumptions: Qualified Representative FICO Score 740+, No Cash Out Refinance with minimum 40% Equity, Single Family Residence Detached (1 unit), Owner Occupied, Full Income/Asset Documentation, No subordination of existing 2nd mortgages. Please contact us at 866-398-8290 to discuss all other loan options. Interest Rates displayed herein are based on a loan amount of $500,000 for Conforming Loans and $750,000 for Conforming High-Balance Loans. Rates/Points/Rebates and programs cannot be guaranteed on this website due to the fact that rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, credit history/capacity/collateral and rapid fluctuations in market conditions. Rates are subject to change without notice.
FHA: FHA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.
VA: VA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.