Last Updated: Tuesday, June 2nd 2020 – 10:49 AM (Rate Posting #2), Lock Period 45 Days
30 Year Fixed Conforming
Note Rate % +Points/-Rebate % A.P.R.
2.990% -0.356% 3.001%
2.875% 0.251% 2.932%
2.750% 0.906% 2.858%
2.625% 1.823% 2.791%

 

20 Year Fixed Conforming 
Note Rate % +Points/-Rebate % A.P.R.
2.875% -0.490% 2.855%
2.750% 0.056% 2.790%
2.625% 0.730% 2.739%
2.500% 1.566% 2.707%

 

15 Year Fixed Conforming
Note Rate % +Points/-Rebate % A.P.R.
2.625% -0.448% 2.621%
2.500% 0.005% 2.565%
2.375% 0.683% 2.532%
2.250% 1.373% 2.490%

 

30 Year Fixed Conforming High-Balance
Note Rate % +Points/-Rebate % A.P.R.
3.000% -0.136% 3.006%
2.875% 1.791% 3.032%
2.750% 2.413% 2.956%
2.625% 3.175% 2.890%

 

15 Year Fixed Conforming High-Balance
Note Rate % +Points/-Rebate % A.P.R.
2.750% 0.001% 2.781%
2.625% 0.482% 2.723%
2.500% 0.925% 2.662%
2.375% 1.599% 2.633%
Terms and Conditions: We never charge any Application Fees, Escrow/Impound Waiver Fees, or Lock-In Fees. Standard Conforming Loan Limits are $510,400. Conforming High Balance Loans – also known as Conforming Jumbo/Super Conforming, are based upon the permanent lift on loan limits which vary by county in High-Cost areas with loan amounts of $510,401 – $765,600.
Posted Rate Assumptions: Qualified Representative FICO Score 740+, No Cash Out Refinance with minimum 40% Equity, Single Family Residence Detached (1 unit), Owner Occupied, Full Income/Asset Documentation, No subordination of existing 2nd mortgages. Please contact us at 866-398-8290 to discuss all other loan options. Interest Rates displayed herein are based on a loan amount of $500,000 for Conforming Loans and $750,000 for Conforming High-Balance Loans. Rates/Points/Rebates and programs cannot be guaranteed on this website due to the fact that rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, credit history/capacity/collateral and rapid fluctuations in market conditions. Rates are subject to change without notice.
FHA: FHA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.
VA: VA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.