Pacific Choice Mortgage

Current Rates

Last Updated: Monday, March 30th 2020 – 8:02 A(Rate Posting #1), Lock Period 45 Days

30 Year Fixed Conforming
Rate Points/Rebate % APR
3.500% -0.034% 3.522%
3.375% 0.099% 3.408%
3.250% 0.592% 3.322%
3.125% 1.220% 3.247%

 

20 Year Fixed Conforming 
Rate Points/Rebate % APR
3.375% -0.192% 3.388%
3.250% 0.325% 3.321%
3.125% 0.967% 3.268%
3.000% 1.708% 3.227%

 

– Year Fixed Conforming
Rate Points/Rebate % APR
– 

 

– Year Fixed Conforming High-Balance
Rate Points/Rebate % APR
– 

 

– Year Fixed Conforming High-Balance
Rate Points/Rebate % APR

Terms and Conditions: We never charge any Application Fees, Escrow/Impound Waiver Fees, or Lock-In Fees. Standard Conforming Loan Limits are $510,400. Conforming High Balance Loans – also known as Conforming Jumbo/Super Conforming, are based upon the permanent lift on loan limits which vary by county in High-Cost areas with loan amounts of $510,401 – $765,600.

Posted Rate Assumptions: Qualified Representative FICO Score 740+, No Cash Out Refinance with minimum 40% Equity, Single Family Residence Detached (1 unit), Owner Occupied, Full Income/Asset Documentation, No subordination of existing 2nd mortgages. Please contact us at 866-398-8290 to discuss all other loan options. Interest Rates displayed herein are based on a loan amount of $500,000 for Conforming Loans and $515,000 for Conforming High-Balance Loans. Rates/Points/Rebates and programs cannot be guaranteed on this website due to the fact that rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, credit history/capacity/collateral and rapid fluctuations in market conditions. Rates are subject to change without notice.

FHA: FHA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.

VA: VA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.