Pacific Choice Mortgage

Current Rates

Last Updated: Friday August 23rd 2019 – 8:51 A(Rate Posting #1), Lock Period 30 Days

15 Year Fixed Conforming
Rate Points/Rebate % APR
2.625% 0.872% 2.776%
2.750% 0.403% 2.845%
2.875% -0.086% 2.900% 
3.000% -0.724% 2.934%

 

15 Year Fixed Conforming High-Balance
Rate Points/Rebate % APR
2.875% 0.867% 3.045%
3.000% 0.295% 3.087%
3.125% -0.260% 3.132%
3.250% -0.624% 3.205%

 

20 Year Fixed Conforming
Rate Points/Rebate % APR
3.000% 0.676% 3.127%
3.125% 0.133% 3.204% 
3.250% -0.515% 3.251% 
3.375% -0.868% 3.335%

 

30 Year Fixed Conforming
Rate Points/Rebate % APR
3.250% 0.574% 3.339% 
3.375% 0.116% 3.427% 
3.500% -0.240% 3.524% 
3.625% -0.600% 3.616%

 

30 Year Fixed Conforming High-Balance
Rate Points/Rebate % APR
3.500% 0.490% 3.581% 
3.625% -0.300% 3.620% 
3.750% -0.541% 3.732%
3.875% -1.044% 3.832%

Terms and Conditions: We never charge any Application Fees, Escrow/Impound Waiver Fees, or Lock-In Fees. Standard Conforming Loan Limits are $484,350. Conforming High Balance Loans – also known as Conforming Jumbo/Super Conforming, are based upon the permanent lift on loan limits which vary by county in High-Cost areas with loan amounts of $484,351 – $726,525.

Posted Rate Assumptions: Qualified Representative FICO Score 740+, No Cash Out Refinance with minimum 40% Equity, Single Family Residence Detached (1 unit), Owner Occupied, Full Income/Asset Documentation, No subordination of existing 2nd mortgages. Please contact us at 866-398-8290 to discuss all other loan options. Interest Rates displayed herein are based on a loan amount of $450,000 for Conforming Loans and $500,000 for Conforming High-Balance Loans. Rates/Points/Rebates and programs cannot be guaranteed on this website due to the fact that rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, credit history/capacity/collateral and rapid fluctuations in market conditions. Rates are subject to change without notice.

FHA: FHA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.

VA: VA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.