Pacific Choice Mortgage

Current Rates

Last Updated: Monday June 17th 2019 – 9:29 A(Rate Posting #1), Lock Period 30 Days

15 Year Fixed Conforming
Rate Points/Rebate % APR
3.125% 0.135% 3.224%
3.250% -0.097% 3.298%
3.375% -0.423% 3.374% 
3.500% -0.679% 3.473%

 

15 Year Fixed Conforming High-Balance
Rate Points/Rebate % APR
3.125% 0.315% 3.235%
3.250% -0.067% 3.286%
3.375% -0.343% 3.370%
3.500% -0.499% 3.483%

 

20 Year Fixed Conforming
Rate Points/Rebate % APR
3.250% 0.690% 3.408%
3.375% -0.104% 3.490% 
3.500% -0.329% 3.613% 
3.625% -0.409% 3.732%

 

30 Year Fixed Conforming
Rate Points/Rebate % APR
3.500% 0.159% 3.542% 
3.625% 0.061% 3.653% 
3.750% -0.086% 3.776% 
3.875% -0.655% 3.855%

 

30 Year Fixed Conforming High-Balance
Rate Points/Rebate % APR
3.750% 0.574% 3.821% 
3.875% -0.045% 3.896% 
4.000% -0.454% 3.979%
4.125% -0.593% 4.093%

Terms and Conditions: We never charge any Application Fees, Escrow/Impound Waiver Fees, or Lock-In Fees. Standard Conforming Loan Limits are $484,350. Conforming High Balance Loans – also known as Conforming Jumbo/Super Conforming, are based upon the permanent lift on loan limits which vary by county in High-Cost areas with loan amounts of $484,351 – $726,525.

Posted Rate Assumptions: Qualified Representative FICO Score 740+, No Cash Out Refinance with minimum 40% Equity, Single Family Residence Detached (1 unit), Owner Occupied, Full Income/Asset Documentation, No subordination of existing 2nd mortgages. Please contact us at 866-398-8290 to discuss all other loan options. Interest Rates displayed herein are based on a loan amount of $480,000 for Conforming and $725,000 for Conforming High-Balance. Rates/Points/Rebates and programs cannot be guaranteed on this website due to the fact that rates, fees, APR, and other costs are subject to individual borrower’s credit score, loan-to-value, loan purpose, loan amount, credit history/capacity/collateral and rapid fluctuations in market conditions. Rates are subject to change without notice.

FHA: FHA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.

VA: VA financing is available for both purchase and refinance. To determine eligibility and to discuss rate options, please contact us at 866-398-8290.